Take luxury home lending to a new level
Welcome to a better luxury mortgage experience for you and your clients. Compare top lenders or customize sophisticated solutions for complex purchases.
Help your clients solve for unique home financing needs. Secure high-value, customized first- and third-party mortgages with optimal terms for a broad array of premium real estate: primary and secondary homes, investment properties, and recreational lands.
Open new doors to real estate deals

Jumbo mortgages
- Lowered risk, lower rates
- Sandbox validates client credit quality so lenders can offer their best rates.
- Top lender terms
- Major jumbo lenders can compete for loans, letting you choose the best.
- Streamlined documentation
- Navigator handles the paperwork so you can focus on service.
- Faster deals
- Pre-vetting, accurate submissions, and our support gets your client into their new home faster.

Conforming mortgages
- Pick from top offers
- Top private lenders offer their best terms to serve premium borrowers like your clients.
- Close deals fast
- Eliminate manual processing and errors that can slow deals.
- Optimize refinancing
- Dial in the right deal – it may even be possible to lower monthly costs while adding debt.
- Ongoing monitoring
- Navigator can proactively recommend when the time is right to refinance.

Recreational real estate loans
- Maximum flexibility
- We can create custom loans for homes from multiple lending sources.
- Uncommon property financing
- Create high-dollar deals for hard-to-evaluate properties like ranches and vineyards.
- Bespoke deals
- The completed loan package reflects the property, the buyer, and the collateral.
How Sandbox finds the right luxury mortgage lender
Working closely with firms that specialize in jumbo mortgages and luxury properties, Sandbox surfaces the best terms available.

Submit a query
Describe the property and ideal loan terms through Navigator.

Lenders evaluate and offer
With access to comprehensive documentation, selective lenders find deals that fit.

Select and tailor the best option
Sandbox helps you evaluate and select the right mortgage – or customize a deal with us.

Manage and monitor
While our mortgage partners handle origination, Sandbox provides oversight and makes refinancing recommendations.
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Submit a query
Describe the property and ideal loan terms through Navigator.
Explore other products
- Learn More about Banking
Banking
A suite of private banking services with preferred terms and white glove service.1
- Learn More about Lending
Lending
Access liquidity through bank and non-bank lenders rather than selling assets.2
Your key to luxury mortgages
Walk through a mortgage process to see how it serves your clients.
Schedule a call
